How Much Can I Borrow?

How Much Can I Borrow? Please fill in the following details so we can calculate the mortgage loan value you should be able to borrow:

YOU ARE ENTITLED TO BORROW? £ 0

NB: this calculation assumes industry standard of three and a half times annual income will apply. Individual lenders may vary.

Why you might be able to borrow more than this!
Here's the secret: Some lenders use more sophisticated credit rating methods, where they examine your income and your outgoings. The idea is that every borrower has unique circumstances. Someone with teenage children and high outgoings can't afford to borrow as much as a singleton earning the same salary.

Sometimes people are lent five times income.

The quickest way to find out how much you can borrow is to ask an experienced mortgage broker. They usually have long standing relationships with the mortgage lenders and know exactly what amount they can stretch you to. If you want to make a quick enquiry to get a quote from an expert broker we can put in contact with one from here...